Covered Reasons for Cancellation

Make sure you understand what is covered and what is excluded when buying a Trip cancellation policy.
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Covered Reasons for Cancellation

Postby InsuranceGuru » Wed Mar 02, 2016 1:36 pm

Most plans will cover trip cancellation for the following reasons:

>Injury or illness of insured, travel companion, family member, or business partner
>Hurricane or natural disaster strikes destination
>Bankruptcy or financial default of travel company
>Terrorism or mandatory evacuation at destination
>Death or hospitalization of destination host
>Home or business damaged, vandalized, or burglarized
>Jury duty, a required court appearance, or military redeployment
>Required to work, terminated, or transferred
>Victim of felonious assault prior to trip
>Traffic accident prior to trip
>Theft of passport or visa prior to trip
>Legal separation or divorce

You may also want to consider a "Cancel for Any Reason" (CFAR) plan which covers anything. Check the fine print to see that it covers 100% of your trip cost. Sometimes a CFAR plan only covers up to 75% of trip costs.